PRODENTIA
PROFESSIONAL PROTECT
Professional Protect is professional liability coverge which is required to be purchased by all Dentists in Alberta. This coverage meets requirements of the College of Dental Surgeons of Alberta and i sincluded with all dentists practice permit renewal.
What is Professional Liability?
Professional Liability, also known as Errors and Omissions liability responds to claims arising from your work as a Dentist in Alberta. It responds to third-party claims of negligence on your part -whether actual or alleged -during the course of your work as a Dentist. The policy responds to claims of damage caused by the administration of professional services, services or care rendered incorrectly, or the failure to administer care when it is required. It also includes coverage for legal expenses associated with investigating and defending the allegations.
Key coverage features:
- Required professional liability insurance is built into dentists annual practice permit renewal through the CDSA
- Policy meets the liability requirements for the College of Dental Surgeons of Alberta
- $2,000,000 per claim, $4,000,000 per member annual aggregate limit, including defence costs liability
- $2,500 deductible
- Coverage territory is Canada and extends to dentists working in multiple provinces
- Short-term coverage for volunteering outside Canada is available upon request
- Protects both the dentist and the registered company from claims arising from conducting work as a dentist